Auto Loans after Bankruptcy - How to Avoid Dishonest Vehicle Lenders
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
Following a bankruptcy, it is important for you to begin rebuilding your credit. This may involve opening a new line of credit. If you need a new automobile, obtaining a new car loan is perfect for rebuilding credit. Because the loan is secured by the vehicle, most lenders are willing to give loans to people with a bankruptcy.
Ways to Get Approved for a Car Loan After Bankruptcy
While getting approved for a car loan after a bankruptcy is possible, there are techniques that can improve your chances of getting a good deal. For starters, work on rebuilding your credit before applying for a car loan. Following your bankruptcy, apply for three new lines of credit. You may have to obtain a secured credit card. However, once you establish a good payment history, you may qualify for an unsecured credit card.
If possible, pay the balance each month. Moreover, avoid late or missed payments. By establishing and maintaining a good credit history, your credit score will increase, thus opening the door for better loan options.
How to Choose a Lender for Bad Credit Car Loan
If your credit is bad, and you need a new car, you may obtain a reasonable deal from a sub prime lender. Sub prime or high risk lenders are willing to help you establish or re-establish credit. Dealerships, banks, and other financial institutions may deny your credit application. However, sub prime lenders specialize in bad loans. Of course, the interest rate for these loans is higher. Thus, if you default on the loan, the lender is able to make a small profit. While the interest rate on sub prime auto loans is higher, the rates are not ridiculously high, which is common on most hard money loans.
Avoiding Dishonest Auto Loan Lenders
Even though most sub prime lenders are eager to help you get a car loan, some lenders are fraudulent. Unsuspecting car buyers fall prey to their scams and agree to unreasonable loan terms. Some auto loan lenders charge huge fees and rates in order to boost their profit. For example, you may qualify for an auto loan with a 7% interest rate; however, the lender boosts the rate to 9%. The best way to avoid shady lenders is to shop around and compare rates.
"Buy here, pay here" dealerships offer quick financing. However, they may not offer the best rates. Consider completing an online auto loan application through an auto loan broker. After entering your information such as income, employment history, and credit score, the broker will review your information and email you quotes from various lenders. Your responsibility entails reviewing quotes and choosing the lender with the best rate.
Here are our recommended [http://www.abcloanguide.com/autoloans.shtml] Bad Credit Auto Finance Companies Online.
Carrie Reeder is the owner of [http://www.abcloanguide.com/] ABC Loan
Guide, an informational website about various types of loans.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?Auto-Loans-after-Bankruptcy---How-to-Avoid-Dishonest-Vehicle-Lenders&id=104963 ] http://EzineArticles.com/?Auto-Loans-after-Bankruptcy---How-to-Avoid-Dishonest-Vehicle-Lenders&id=104963
Saturday, June 30, 2007
Friday, June 29, 2007
Vehicle Finance Loans
New Vehicle Loan with No Credit History
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
A new vehicle loan is one way to start your credit history. If you have no credit history, then rates will be slightly higher for your first car loan. But through smart shopping and some financing tips, you can save yourself some money.
Finding Financing
You can find vehicle financing through a number of sources. Dealerships have the highest costing loans since their overhead is higher. For better rates, look to outside lenders, such as banks or financing companies.
The internet can help you with your vehicle loan shopping. Broker sites make this easy by connecting you to a number of lenders who will provide rate quotes. By entering some basic information, you can get a general idea of market rates for your credit score.
You can also opt to get pre-approved for your vehicle loan. By doing this you will know the maximum you can qualify to borrow. You also have the choice of terms which can affect your rates. For instance, buying a used car will slightly increase your rates.
Lowering Your Rates
To further lower your rates, get a co-signer. While this isn’t a necessity, a co-signer with a good credit score can help you qualify for much better rates. Just be sure that both parties are clear on the obligations. In some states, missing just one payment allows the lending company to collect payment from the co-signer without notice.
A large down payment will also qualify you for lower rates. 20% is a general rule of thumb, but larger amounts may improve your rates even more. Even if you don’t get an interest reduction, you will still save on interest charges.
Planning To Refinance
A vehicle loan is a secure loan, which will help you improve your credit score. Making regular payments will show lenders you can handle debt. The better credit habits you have, the better rates you can get. In a couple of years, you may find you have good credit standing.
When this happens, plan on refinancing your car loan, especially if you didn’t have a co-signer. While you can’t predict market rates, improvements in your own credit score will usually qualify you for lower rates.
See my recommended
[http://www.abcloanguide.com/autoloans.shtml] Auto
Loan Finance companies online for the lowest interest rates
possible.
Carrie Reeder is the owner of ABC Loan Guide, which offers help with
getting
the [http://www.abcloanguide.com] lowest rate auto loans.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?New-Vehicle-Loan-with-No-Credit-History&id=112616 ] http://EzineArticles.com/?New-Vehicle-Loan-with-No-Credit-History&id=112616
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
A new vehicle loan is one way to start your credit history. If you have no credit history, then rates will be slightly higher for your first car loan. But through smart shopping and some financing tips, you can save yourself some money.
Finding Financing
You can find vehicle financing through a number of sources. Dealerships have the highest costing loans since their overhead is higher. For better rates, look to outside lenders, such as banks or financing companies.
The internet can help you with your vehicle loan shopping. Broker sites make this easy by connecting you to a number of lenders who will provide rate quotes. By entering some basic information, you can get a general idea of market rates for your credit score.
You can also opt to get pre-approved for your vehicle loan. By doing this you will know the maximum you can qualify to borrow. You also have the choice of terms which can affect your rates. For instance, buying a used car will slightly increase your rates.
Lowering Your Rates
To further lower your rates, get a co-signer. While this isn’t a necessity, a co-signer with a good credit score can help you qualify for much better rates. Just be sure that both parties are clear on the obligations. In some states, missing just one payment allows the lending company to collect payment from the co-signer without notice.
A large down payment will also qualify you for lower rates. 20% is a general rule of thumb, but larger amounts may improve your rates even more. Even if you don’t get an interest reduction, you will still save on interest charges.
Planning To Refinance
A vehicle loan is a secure loan, which will help you improve your credit score. Making regular payments will show lenders you can handle debt. The better credit habits you have, the better rates you can get. In a couple of years, you may find you have good credit standing.
When this happens, plan on refinancing your car loan, especially if you didn’t have a co-signer. While you can’t predict market rates, improvements in your own credit score will usually qualify you for lower rates.
See my recommended
[http://www.abcloanguide.com/autoloans.shtml] Auto
Loan Finance companies online for the lowest interest rates
possible.
Carrie Reeder is the owner of ABC Loan Guide, which offers help with
getting
the [http://www.abcloanguide.com] lowest rate auto loans.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?New-Vehicle-Loan-with-No-Credit-History&id=112616 ] http://EzineArticles.com/?New-Vehicle-Loan-with-No-Credit-History&id=112616
Thursday, June 28, 2007
Vehicle finace Loans
Fast Vehicle Loan Approvals
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
The approval time for vehicle loans varies. Each lender has different
criteria's, and will requests an assorted of documents from you. Before
approving a loan, your credit will be considered. Moreover, the auto
loan lender will confirm employment and salary. The process of getting a
final approval for a vehicle loan may take several hours. However,
there are ways to speed up the approval time.
Online Vehicle Loan Approvals
Getting approved for a vehicle loan online is the quickest way to be
approved for a new or used auto loan. Today, many people work with online
mortgage and vehicle lenders. Traditional lending companies and banks
have strict lending guidelines. Moreover, some lenders may not offer
auto loans to people with poor credit.
Using Online Auto Loan Brokers
Applying for a vehicle loan through an online auto loan broker will
provide you with a range of lenders that offer loans to people with good
and poor credit. The online approval time is instant. Within minutes of
submitting a vehicle loan application, brokers and auto loan companies
will email you with several loan offers.
Individuals with poor credit may receive offers from sub prime auto
loan lenders. These loans may have a higher interest rate. Nonetheless,
the vehicle loan can be refinanced after your credit improves. Getting
approved for a low rate auto loan is easy with good credit. To improve
your credit and the chances of getting a better rate, pay creditors on
time and reduce debt. This will help increase credit score.
Get Pre-Approved with Instant Auto Loan
If applying for a vehicle loan online, make sure to include all
necessary information. Failure to provide employment or income information may
delay the approval time. Instant vehicle loan approvals are ideal when
attempting to get pre-approved for a car loan. Before accepting a loan,
compare rates with at least three other money lenders. If you are
pre-approved for a car loan, compare the rate and terms of the loan with the
dealership's offer. This way, you get a new car and save money
throughout the duration of the loan.
See my recommended
[http://www.abcloanguide.com/autoloans.shtml] Auto
Loan Finance companies online for the lowest interest rates
possible.
Carrie Reeder is the owner of [http://www.abcloanguide.com] ABC
Loan
Guide.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?Fast-Vehicle-Loan-Approvals&id=108579 ] http://EzineArticles.com/?Fast-Vehicle-Loan-Approvals&id=108579
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
The approval time for vehicle loans varies. Each lender has different
criteria's, and will requests an assorted of documents from you. Before
approving a loan, your credit will be considered. Moreover, the auto
loan lender will confirm employment and salary. The process of getting a
final approval for a vehicle loan may take several hours. However,
there are ways to speed up the approval time.
Online Vehicle Loan Approvals
Getting approved for a vehicle loan online is the quickest way to be
approved for a new or used auto loan. Today, many people work with online
mortgage and vehicle lenders. Traditional lending companies and banks
have strict lending guidelines. Moreover, some lenders may not offer
auto loans to people with poor credit.
Using Online Auto Loan Brokers
Applying for a vehicle loan through an online auto loan broker will
provide you with a range of lenders that offer loans to people with good
and poor credit. The online approval time is instant. Within minutes of
submitting a vehicle loan application, brokers and auto loan companies
will email you with several loan offers.
Individuals with poor credit may receive offers from sub prime auto
loan lenders. These loans may have a higher interest rate. Nonetheless,
the vehicle loan can be refinanced after your credit improves. Getting
approved for a low rate auto loan is easy with good credit. To improve
your credit and the chances of getting a better rate, pay creditors on
time and reduce debt. This will help increase credit score.
Get Pre-Approved with Instant Auto Loan
If applying for a vehicle loan online, make sure to include all
necessary information. Failure to provide employment or income information may
delay the approval time. Instant vehicle loan approvals are ideal when
attempting to get pre-approved for a car loan. Before accepting a loan,
compare rates with at least three other money lenders. If you are
pre-approved for a car loan, compare the rate and terms of the loan with the
dealership's offer. This way, you get a new car and save money
throughout the duration of the loan.
See my recommended
[http://www.abcloanguide.com/autoloans.shtml] Auto
Loan Finance companies online for the lowest interest rates
possible.
Carrie Reeder is the owner of [http://www.abcloanguide.com] ABC
Loan
Guide.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?Fast-Vehicle-Loan-Approvals&id=108579 ] http://EzineArticles.com/?Fast-Vehicle-Loan-Approvals&id=108579
Wednesday, June 27, 2007
Vehicle finace Loans
Buy Your Dream Vehicle With Auto Instant Loan
By [http://ezinearticles.com/?expert=Bhatnagar_Sumit] Bhatnagar Sumit
Buying a vehicle, most of the time, is a requirement of the people not a luxury.
Generally, buying an auto requires a lot of funds. If your dream vehicle is a very popular one, you may need to ask for a loan to raise funds.
When you plan to buy a vehicle that is pretty costly, you think about loan that can be granted easily.
The typical requirement of a customer for a loan can be like, it should be approved instantly, it should come at very flexible terms and condition and vehicle can be possessed as soon as possible. That means the bank should process the application immediately.
Ideally, you should go for instant auto loans available online. They can be a great help for you. The best part is that you apply for a loan online and there is no paper work is needed. Once your application is considered, things may proceed.
This type of loan can be secured and unsecured as well. It all depends upon your amount of the loan and your financial condition as well.
For the secured loans, you are asked for some property or asset. The benefit of this is that you can get the loan at a very low rate of interest.
So, when you apply for a secured instant online loan, you can refer to other websites and make a choice among all the offers available online.
That can make a huge difference.
When you apply online, always refer to the terms and condition.
Some banks may offer you a very low rate of interest but they might not be so much flexible with their terms and condition and you might face difficulty later on.
So, you are advised to do a detailed study before you apply online.
[http://www.onlineloanofficers.com] Commercial Mortgage Loan Officers - Find Out More About Loans
Article Source: [http://ezinearticles.com/?expert=Bhatnagar_Sumit ] http://EzineArticles.com/?expert=Bhatnagar_Sumit
[http://ezinearticles.com/?Buy-Your-Dream-Vehicle-With-Auto-Instant-Loan&id=543362 ] http://EzineArticles.com/?Buy-Your-Dream-Vehicle-With-Auto-Instant-Loan&id=543362
By [http://ezinearticles.com/?expert=Bhatnagar_Sumit] Bhatnagar Sumit
Buying a vehicle, most of the time, is a requirement of the people not a luxury.
Generally, buying an auto requires a lot of funds. If your dream vehicle is a very popular one, you may need to ask for a loan to raise funds.
When you plan to buy a vehicle that is pretty costly, you think about loan that can be granted easily.
The typical requirement of a customer for a loan can be like, it should be approved instantly, it should come at very flexible terms and condition and vehicle can be possessed as soon as possible. That means the bank should process the application immediately.
Ideally, you should go for instant auto loans available online. They can be a great help for you. The best part is that you apply for a loan online and there is no paper work is needed. Once your application is considered, things may proceed.
This type of loan can be secured and unsecured as well. It all depends upon your amount of the loan and your financial condition as well.
For the secured loans, you are asked for some property or asset. The benefit of this is that you can get the loan at a very low rate of interest.
So, when you apply for a secured instant online loan, you can refer to other websites and make a choice among all the offers available online.
That can make a huge difference.
When you apply online, always refer to the terms and condition.
Some banks may offer you a very low rate of interest but they might not be so much flexible with their terms and condition and you might face difficulty later on.
So, you are advised to do a detailed study before you apply online.
[http://www.onlineloanofficers.com] Commercial Mortgage Loan Officers - Find Out More About Loans
Article Source: [http://ezinearticles.com/?expert=Bhatnagar_Sumit ] http://EzineArticles.com/?expert=Bhatnagar_Sumit
[http://ezinearticles.com/?Buy-Your-Dream-Vehicle-With-Auto-Instant-Loan&id=543362 ] http://EzineArticles.com/?Buy-Your-Dream-Vehicle-With-Auto-Instant-Loan&id=543362
Tuesday, June 26, 2007
Vehicle Finance Loans
You Can Refinance Your Motor Vehicle Loan
By [http://ezinearticles.com/?expert=Mary_Wise] Mary Wise
Refinancing is an excellent option for escaping the high financial pressure that motor vehicle loan installments can imply. Thus, if you fear that you won’t be able to afford the monthly payments or that too many sacrifices must be made in order to do so, you should consider motor vehicle loan refinancing as a viable option to solve this problem.
Refinancing: The Concept
The concept of refinancing a loan is a very simple one. It basically consists on taking a loan in order to repay an outstanding loan. The new loan must feature different loan terms that in one way or another must provide advantages for the borrower. These advantages can be varied and not always consist on savings. In this case for example, the overall cost of the loan may be higher but the monthly payments will be lower so as to make the loan more affordable.
The money obtained from the new loan is used to fully cancel the previous loan and thus, the relation between the borrower and the first lender is extinguished. It is always possible to refinance with the same lender but it is highly unlikely. It is common however, to renegotiate the loan terms which is a form of refinancing but it seldom happens when the borrower is still repaying the loan as it usually happens only when negotiation is forced through a default on the loan repayment.
Usually when you take a new motor vehicle loan to refinance a previous one, the loan terms are not significantly modified. Chances are that you’ll have to agree on higher interests but lower payments by means of extending the [http://www.badcreditfinancialexperts.com/motor-vehicle-finance.html] loan repayment program. The new loan will be secured on the same vehicle as the previous loan will be canceled.
A Refinance Alternative
However, if you really want to benefit from refinancing and you have sufficient equity on your home, you can request a home equity loan instead of a motor vehicle loan. Home equity loans come with more advantageous loan terms and thus you won’t only be able to obtain more affordable payments but you’ll also be able to get further benefits.
Home equity loans come with lower interest rates, lower monthly payments, higher loan amounts, longer repayment programs, fewer fees, less insurance costs, etc. This implies that financing through home equity is in the long run a lot cheaper than resorting to other loan options and thus, by using a home equity loan, you can save thousands of dollars over the whole life of the loan.
With the money obtained from the home equity loan you can cancel the motor vehicle loan and any other debts that you may have. Thus, you could end up with a single and more affordable monthly payment that will bring a lot of ease to your financial life.
---
Mary Wise, a professional consultant at [http://www.badcreditloanservices.com] Badcreditloanservices.com with twenty years in the financial field, helps people in the process of securing personal loans, mortgage, refinance or consolidation loans and preventing consumers from falling into the hands of fraudulent lenders.
You will find more useful tips and interesting articles by clicking [http://www.badcreditfinancialexperts.com/article/] Here
Article Source: [http://ezinearticles.com/?expert=Mary_Wise ] http://EzineArticles.com/?expert=Mary_Wise
[http://ezinearticles.com/?You-Can-Refinance-Your-Motor-Vehicle-Loan&id=416693 ] http://EzineArticles.com/?You-Can-Refinance-Your-Motor-Vehicle-Loan&id=416693
By [http://ezinearticles.com/?expert=Mary_Wise] Mary Wise
Refinancing is an excellent option for escaping the high financial pressure that motor vehicle loan installments can imply. Thus, if you fear that you won’t be able to afford the monthly payments or that too many sacrifices must be made in order to do so, you should consider motor vehicle loan refinancing as a viable option to solve this problem.
Refinancing: The Concept
The concept of refinancing a loan is a very simple one. It basically consists on taking a loan in order to repay an outstanding loan. The new loan must feature different loan terms that in one way or another must provide advantages for the borrower. These advantages can be varied and not always consist on savings. In this case for example, the overall cost of the loan may be higher but the monthly payments will be lower so as to make the loan more affordable.
The money obtained from the new loan is used to fully cancel the previous loan and thus, the relation between the borrower and the first lender is extinguished. It is always possible to refinance with the same lender but it is highly unlikely. It is common however, to renegotiate the loan terms which is a form of refinancing but it seldom happens when the borrower is still repaying the loan as it usually happens only when negotiation is forced through a default on the loan repayment.
Usually when you take a new motor vehicle loan to refinance a previous one, the loan terms are not significantly modified. Chances are that you’ll have to agree on higher interests but lower payments by means of extending the [http://www.badcreditfinancialexperts.com/motor-vehicle-finance.html] loan repayment program. The new loan will be secured on the same vehicle as the previous loan will be canceled.
A Refinance Alternative
However, if you really want to benefit from refinancing and you have sufficient equity on your home, you can request a home equity loan instead of a motor vehicle loan. Home equity loans come with more advantageous loan terms and thus you won’t only be able to obtain more affordable payments but you’ll also be able to get further benefits.
Home equity loans come with lower interest rates, lower monthly payments, higher loan amounts, longer repayment programs, fewer fees, less insurance costs, etc. This implies that financing through home equity is in the long run a lot cheaper than resorting to other loan options and thus, by using a home equity loan, you can save thousands of dollars over the whole life of the loan.
With the money obtained from the home equity loan you can cancel the motor vehicle loan and any other debts that you may have. Thus, you could end up with a single and more affordable monthly payment that will bring a lot of ease to your financial life.
---
Mary Wise, a professional consultant at [http://www.badcreditloanservices.com] Badcreditloanservices.com with twenty years in the financial field, helps people in the process of securing personal loans, mortgage, refinance or consolidation loans and preventing consumers from falling into the hands of fraudulent lenders.
You will find more useful tips and interesting articles by clicking [http://www.badcreditfinancialexperts.com/article/] Here
Article Source: [http://ezinearticles.com/?expert=Mary_Wise ] http://EzineArticles.com/?expert=Mary_Wise
[http://ezinearticles.com/?You-Can-Refinance-Your-Motor-Vehicle-Loan&id=416693 ] http://EzineArticles.com/?You-Can-Refinance-Your-Motor-Vehicle-Loan&id=416693
Monday, June 25, 2007
Vehicle Finance Loans
Title Loans - Get More of the Title to Your Vehicle
By [http://ezinearticles.com/?expert=James_Taylor] James Taylor
Title loans have the same features as a secured loan, except for a single aspect. While secured loans do not spell out the type of collateral that will suffice it, title loans specifically require cars or any other vehicle to act as collateral. Vehicles may be used to guarantee secured loans too. Secured car loans, for instance, offer borrowers money to help them purchase cars. In this case, either the new automobile or an older automobile may be used as collateral. Thus, secured car loans too may be termed as a title loan.
Title loans are named thus because of the lenders demanding the certificate of ownership of the vehicle, known as the title. The borrowers are thus not restricted from making use of the vehicle during the period of the loan, because only title is held by the lender.
[http://www.chanceforloans.co.uk] Title
loans are generally taken for a shorter term. Like other short-term loans, the title loans too are expensive owing to the higher interest rate. Title loans fulfil short-term needs. Immediately as the borrower gets hold of resources, he pays the title loan and recovers the title to his automobile. Therefore, the cost that a person has to incur in terms of interest is lesser.
However, a clear title on the vehicle is the prerequisite for such loans. This also helps in accelerating the process of approval of the loans. These loans are customarily faster approved than the regular loans. As soon as a borrower approaches the lending organisation, the loan is sanctioned after making some necessary checks regarding the credit history of the borrower, and whether he has a clear title to the automobile.
The borrowers must however know that inability to pay the title loan can lead to a permanent loss of the vehicle. The amount left after the paying the unpaid balance of title loan may be claimed by the borrower. The borrower may be asked to hand over the vehicle at a specified date and time, thus giving him an opportunity to remove his belongings from the car, that are not a part of the car pledged.
The process of obtaining assistance through title loans is no different from the other loans. Borrowers have to be watchful for lenders who charge exorbitantly high rates of interest. One must take title loans only from the licensed lenders who are authorised to offer these loans. They may even undertake checks to ensure that these lenders have the necessary credentials to offer title loans.
Lending organisations have title loan deals advertised on their websites. Alternatively, the borrower may contact the lending organisations personally. This will however be an arduous task since the number of lenders in the UK has increased appreciably. Most of the online lenders have linkages with other many other lenders. All these lenders get to suggest deals matching the borrowers’ requirements. Since the borrower is under no obligation to accept these deals, he always has a choice.
Vehicle constitutes an important asset and it cannot be risked to any deal without considering its various aspects- both positive and negative. Discussion with independent experts will surely lead borrowers to the best deal title loan.
James Taylor holds a Master’s degree in Commerce from JNU he is working as financial consultant for chance for loans. To find a personal loan, bad credit loans that best suits your needs visit [http://www.chanceforloans.co.uk] http://www.chanceforloans.co.uk
Article Source: [http://ezinearticles.com/?expert=James_Taylor ] http://EzineArticles.com/?expert=James_Taylor
[http://ezinearticles.com/?Title-Loans---Get-More-of-the-Title-to-Your-Vehicle&id=54695 ] http://EzineArticles.com/?Title-Loans---Get-More-of-the-Title-to-Your-Vehicle&id=54695
By [http://ezinearticles.com/?expert=James_Taylor] James Taylor
Title loans have the same features as a secured loan, except for a single aspect. While secured loans do not spell out the type of collateral that will suffice it, title loans specifically require cars or any other vehicle to act as collateral. Vehicles may be used to guarantee secured loans too. Secured car loans, for instance, offer borrowers money to help them purchase cars. In this case, either the new automobile or an older automobile may be used as collateral. Thus, secured car loans too may be termed as a title loan.
Title loans are named thus because of the lenders demanding the certificate of ownership of the vehicle, known as the title. The borrowers are thus not restricted from making use of the vehicle during the period of the loan, because only title is held by the lender.
[http://www.chanceforloans.co.uk] Title
loans are generally taken for a shorter term. Like other short-term loans, the title loans too are expensive owing to the higher interest rate. Title loans fulfil short-term needs. Immediately as the borrower gets hold of resources, he pays the title loan and recovers the title to his automobile. Therefore, the cost that a person has to incur in terms of interest is lesser.
However, a clear title on the vehicle is the prerequisite for such loans. This also helps in accelerating the process of approval of the loans. These loans are customarily faster approved than the regular loans. As soon as a borrower approaches the lending organisation, the loan is sanctioned after making some necessary checks regarding the credit history of the borrower, and whether he has a clear title to the automobile.
The borrowers must however know that inability to pay the title loan can lead to a permanent loss of the vehicle. The amount left after the paying the unpaid balance of title loan may be claimed by the borrower. The borrower may be asked to hand over the vehicle at a specified date and time, thus giving him an opportunity to remove his belongings from the car, that are not a part of the car pledged.
The process of obtaining assistance through title loans is no different from the other loans. Borrowers have to be watchful for lenders who charge exorbitantly high rates of interest. One must take title loans only from the licensed lenders who are authorised to offer these loans. They may even undertake checks to ensure that these lenders have the necessary credentials to offer title loans.
Lending organisations have title loan deals advertised on their websites. Alternatively, the borrower may contact the lending organisations personally. This will however be an arduous task since the number of lenders in the UK has increased appreciably. Most of the online lenders have linkages with other many other lenders. All these lenders get to suggest deals matching the borrowers’ requirements. Since the borrower is under no obligation to accept these deals, he always has a choice.
Vehicle constitutes an important asset and it cannot be risked to any deal without considering its various aspects- both positive and negative. Discussion with independent experts will surely lead borrowers to the best deal title loan.
James Taylor holds a Master’s degree in Commerce from JNU he is working as financial consultant for chance for loans. To find a personal loan, bad credit loans that best suits your needs visit [http://www.chanceforloans.co.uk] http://www.chanceforloans.co.uk
Article Source: [http://ezinearticles.com/?expert=James_Taylor ] http://EzineArticles.com/?expert=James_Taylor
[http://ezinearticles.com/?Title-Loans---Get-More-of-the-Title-to-Your-Vehicle&id=54695 ] http://EzineArticles.com/?Title-Loans---Get-More-of-the-Title-to-Your-Vehicle&id=54695
Saturday, June 23, 2007
Vehicle Finance Loans
Your Vehicle Can also earn Money: Check-Logbook Loan
By [http://ezinearticles.com/?expert=Steve_C_Clark] Steve C Clark
We spend a lot on bringing home a vehicle we want for example a car. But do you know, the same can also be used one more reason. Do you know that you can use the logbook of your vehicle to sponsor a loan? Well, that is one unlikely sponsor. Financial loan market is flooded with offers for logbook loans and makes it worthwhile that you own a vehicle.
Log book loan is the type of secured loan which lender provides against the production of a log book. In simple term, in case of log book loan, the log book (e.g. Car registration documents) functions as collateral.
The method is to provide a third party with proof of owernership by production of the log book (car registration documents) and a loan then can be secured against the ownership of the car.
Now a day, log book loans are getting preference over other types of loans due to the fast and easy process involved in log book loans. Log book loans also provide the benefits of secured loans without protracting the process, as in secured loans.
Logbook loans are mainly suitable for the immediate and urgent needs of borrowers. In this case, the vehicle continue to be in the possession of borrower, it is the logbook which remains in the possession of the lender for the period until which loan is repaid. An important requirement of logbook loans is that the borrower should keep the vehicle in good condition. The borrower must be regular in paying taxes and insurance on the vehicle.
Basic Criteria for availing log book loans are as follows:
Borrowers who want to have a logbook loan need to fulfill certain basic criteria. These are as follows:
· The vehicle must not be older than 8 years.
· The vehicle should not have been used as collateral
· If the vehicle had been used as collateral, vehicle should be clear of all dues.
· Taxes and insurance due on the vehicle must be paid in full before the vehicle logbook is pledged for logbook loan.
· The vehicle must have passed the technical test/ MOT test for being eligible for the logbook loan. Every British vehicle has to undergo a test after every 3 years to check its worthiness.
· A borrower of the loan should be in full time employment. He or she should have some regular source of income.
· The logbook must be in the name of the borrower.
Log book loan Vs. Other loans
The first advantage of log book loan is that this type of loan does not involve credit check meaning that irrespective of credit status, anybody and every body can enjoy logbook loans. Loan amount depends upon the lender and the vehicle, the amount of logbook loans can stretch to larger amounts. Through logbook loans, borrowers with bad credit history get a chance to draw larger funds at indiscriminating terms. While processing application for log book loan, borrower have to submit complete details including source of income, age proof, vehicle such as its type, make, model, the year of purchase and the mileage that it is presently offering. With work going on at the lenders’ round the clock, borrowers are sure to get a quick approval and a fast sanction of logbook loans.
Logbook loans are secured form of financing. The recognition of logbook loans as a dependable loan type is providing the benefits of secured loans without the disadvantage associated with them, namely, time consumption.
Steve Clark can tell you how to look better, live better and breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To find Personal loan UK,homeowner personal loan visit
[http://www.ezpersonalloansuk.co.uk] http://www.ezpersonalloansuk.co.uk.
Article Source: [http://ezinearticles.com/?expert=Steve_C_Clark ] http://EzineArticles.com/?expert=Steve_C_Clark
[http://ezinearticles.com/?Your-Vehicle-Can-also-earn-Money:-Check-Logbook-Loan&id=188684 ]
http://EzineArticles.com/?Your-Vehicle-Can-also-earn-Money:-Check-Logbook-Loan&id=188684
By [http://ezinearticles.com/?expert=Steve_C_Clark] Steve C Clark
We spend a lot on bringing home a vehicle we want for example a car. But do you know, the same can also be used one more reason. Do you know that you can use the logbook of your vehicle to sponsor a loan? Well, that is one unlikely sponsor. Financial loan market is flooded with offers for logbook loans and makes it worthwhile that you own a vehicle.
Log book loan is the type of secured loan which lender provides against the production of a log book. In simple term, in case of log book loan, the log book (e.g. Car registration documents) functions as collateral.
The method is to provide a third party with proof of owernership by production of the log book (car registration documents) and a loan then can be secured against the ownership of the car.
Now a day, log book loans are getting preference over other types of loans due to the fast and easy process involved in log book loans. Log book loans also provide the benefits of secured loans without protracting the process, as in secured loans.
Logbook loans are mainly suitable for the immediate and urgent needs of borrowers. In this case, the vehicle continue to be in the possession of borrower, it is the logbook which remains in the possession of the lender for the period until which loan is repaid. An important requirement of logbook loans is that the borrower should keep the vehicle in good condition. The borrower must be regular in paying taxes and insurance on the vehicle.
Basic Criteria for availing log book loans are as follows:
Borrowers who want to have a logbook loan need to fulfill certain basic criteria. These are as follows:
· The vehicle must not be older than 8 years.
· The vehicle should not have been used as collateral
· If the vehicle had been used as collateral, vehicle should be clear of all dues.
· Taxes and insurance due on the vehicle must be paid in full before the vehicle logbook is pledged for logbook loan.
· The vehicle must have passed the technical test/ MOT test for being eligible for the logbook loan. Every British vehicle has to undergo a test after every 3 years to check its worthiness.
· A borrower of the loan should be in full time employment. He or she should have some regular source of income.
· The logbook must be in the name of the borrower.
Log book loan Vs. Other loans
The first advantage of log book loan is that this type of loan does not involve credit check meaning that irrespective of credit status, anybody and every body can enjoy logbook loans. Loan amount depends upon the lender and the vehicle, the amount of logbook loans can stretch to larger amounts. Through logbook loans, borrowers with bad credit history get a chance to draw larger funds at indiscriminating terms. While processing application for log book loan, borrower have to submit complete details including source of income, age proof, vehicle such as its type, make, model, the year of purchase and the mileage that it is presently offering. With work going on at the lenders’ round the clock, borrowers are sure to get a quick approval and a fast sanction of logbook loans.
Logbook loans are secured form of financing. The recognition of logbook loans as a dependable loan type is providing the benefits of secured loans without the disadvantage associated with them, namely, time consumption.
Steve Clark can tell you how to look better, live better and breathe better by giving you tips to improve your finances.He
writes on loans. His ideas can help you rejuvenate your money.To find Personal loan UK,homeowner personal loan visit
[http://www.ezpersonalloansuk.co.uk] http://www.ezpersonalloansuk.co.uk.
Article Source: [http://ezinearticles.com/?expert=Steve_C_Clark ] http://EzineArticles.com/?expert=Steve_C_Clark
[http://ezinearticles.com/?Your-Vehicle-Can-also-earn-Money:-Check-Logbook-Loan&id=188684 ]
http://EzineArticles.com/?Your-Vehicle-Can-also-earn-Money:-Check-Logbook-Loan&id=188684
Friday, June 22, 2007
Vehicle Finance Loans
Low Interest Vehicle Loan - Getting Approved after Repossession
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
Getting approved for a vehicle loan immediately following a
repossession is possible. However, your odds of receiving a good interest rate are
slim. Credit plays a huge role in determining the interest rate on
automobiles, loans, mortgages, etc. If you have a major credit blemish, low
interest rates are less attainable. Here are a few tips to help you get
approved for a low rate vehicle loan.
Increase Your Credit Score Before Applying for Loan
If your credit score is extremely low, applying for a vehicle loan
following a repossession is not the smartest move. Of course, cars are
practically a necessity. If you are unable to pay for a new or used car
with cash, your only option is financing the vehicle. If possible, wait at
least six months after a repossession before financing a car.
During this wait period, attempt to improve your credit. When a
creditor reviews your credit report and notices a repossession, they will
either deny your application or give you a ridiculously high APR.
To reduce the chances of this occurring, try and open new credit
accounts. Next, maintain these accounts. Pay monthly minimums on time. The
effort you put forth will reflect in your credit report. As you establish
a great payment history, your score will increase.
Carefully Select Vehicle Loan Lenders
When choosing a lender for your new or used vehicle loan, do not accept
the very first offer you receive. In order to get the lowest rate
following a repossession, you must received quotes from several lenders.
Sub prime auto loan lenders are your best option. These lenders give
loans to people with poor credit. In some instances, the interest rate
offered by these lenders is surprisingly low. To obtain quotes, submit
online applications. This method is the easiest and fastest.
After receiving quotes from various lenders, compare their offers and
terms. If you are not a good candidate for a low interest auto loan, you
may have to settle on a higher percentage auto loan. After six months,
refinance the loan for a lower rate.
See my recommended
[http://www.abcloanguide.com/autoloans.shtml] Bad
Credit Car Loan companies.
Carrie Reeder is the owner of [http://www.abcloanguide.com] ABC
Loan
Guide.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?Low-Interest-Vehicle-Loan---Getting-Approved-after-Repossession&id=113662 ] http://EzineArticles.com/?Low-Interest-Vehicle-Loan---Getting-Approved-after-Repossession&id=113662
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
Getting approved for a vehicle loan immediately following a
repossession is possible. However, your odds of receiving a good interest rate are
slim. Credit plays a huge role in determining the interest rate on
automobiles, loans, mortgages, etc. If you have a major credit blemish, low
interest rates are less attainable. Here are a few tips to help you get
approved for a low rate vehicle loan.
Increase Your Credit Score Before Applying for Loan
If your credit score is extremely low, applying for a vehicle loan
following a repossession is not the smartest move. Of course, cars are
practically a necessity. If you are unable to pay for a new or used car
with cash, your only option is financing the vehicle. If possible, wait at
least six months after a repossession before financing a car.
During this wait period, attempt to improve your credit. When a
creditor reviews your credit report and notices a repossession, they will
either deny your application or give you a ridiculously high APR.
To reduce the chances of this occurring, try and open new credit
accounts. Next, maintain these accounts. Pay monthly minimums on time. The
effort you put forth will reflect in your credit report. As you establish
a great payment history, your score will increase.
Carefully Select Vehicle Loan Lenders
When choosing a lender for your new or used vehicle loan, do not accept
the very first offer you receive. In order to get the lowest rate
following a repossession, you must received quotes from several lenders.
Sub prime auto loan lenders are your best option. These lenders give
loans to people with poor credit. In some instances, the interest rate
offered by these lenders is surprisingly low. To obtain quotes, submit
online applications. This method is the easiest and fastest.
After receiving quotes from various lenders, compare their offers and
terms. If you are not a good candidate for a low interest auto loan, you
may have to settle on a higher percentage auto loan. After six months,
refinance the loan for a lower rate.
See my recommended
[http://www.abcloanguide.com/autoloans.shtml] Bad
Credit Car Loan companies.
Carrie Reeder is the owner of [http://www.abcloanguide.com] ABC
Loan
Guide.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?Low-Interest-Vehicle-Loan---Getting-Approved-after-Repossession&id=113662 ] http://EzineArticles.com/?Low-Interest-Vehicle-Loan---Getting-Approved-after-Repossession&id=113662
Thursday, June 21, 2007
Vehicle Finance Loans
New Vehicle Finance: Dealership or Your Own Bank?
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
There are so many options when it comes to financing a new vehicle. Should a person secure financing ahead of time, or get financed through the dealership? If a person uses their own lender, should they pick out the vehicle first and then apply for the loan, or vice versa? This article will offer suggestions on who to obtain financing through.
Obtaining Financing First
Using a lending institution beforehand to get financing approved is a smart move
for many reasons. First of all, an approved loan will let the buyer know how
much they can afford and what sort of monthly payments they can anticipate.
There is also the negotiating factor; a person waving a check around will likely
be welcomed eagerly by the dealership since the buyer is obviously serious about
purchasing a car.
Waiting To Obtain Financing
There are times, however, when the dealership can offer lower interest rates.
Special promotion financing can, in fact, be lower than that of a bank or credit
union, although not everyone qualifies for these offers. Sometimes dealers will
be able to secure a better rate than what a buyer has already been approved for
through another lender. Dealerships work with many lenders and have the ability,
on occasion, to greet a buyer back from a test drive with a lower rate. Since a
pre-approved loan agreement from a bank or credit union is not valid until a car
has been purchased, it is perfectly acceptable to not use the loan that was
secured beforehand in a situation like this.
Shop Online
Another option to consider when searching for auto loan financing is to shop for
loans online. Many websites will even allow you to compare loan terms side by
side.
To see a list of recommended lenders for a
[http://www.abcloanguide.com/autoloans.shtml] car finance company,
or for a [http://www.abcloanguide.com/badcreditcarloans.shtml] car loan
with bad credit and no down payment, visit ABC Loan Guide.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?New-Vehicle-Finance:--Dealership-or-Your-Own-Bank?&id=205727 ] http://EzineArticles.com/?New-Vehicle-Finance:--Dealership-or-Your-Own-Bank?&id=205727
By [http://ezinearticles.com/?expert=Carrie_Reeder] Carrie Reeder
There are so many options when it comes to financing a new vehicle. Should a person secure financing ahead of time, or get financed through the dealership? If a person uses their own lender, should they pick out the vehicle first and then apply for the loan, or vice versa? This article will offer suggestions on who to obtain financing through.
Obtaining Financing First
Using a lending institution beforehand to get financing approved is a smart move
for many reasons. First of all, an approved loan will let the buyer know how
much they can afford and what sort of monthly payments they can anticipate.
There is also the negotiating factor; a person waving a check around will likely
be welcomed eagerly by the dealership since the buyer is obviously serious about
purchasing a car.
Waiting To Obtain Financing
There are times, however, when the dealership can offer lower interest rates.
Special promotion financing can, in fact, be lower than that of a bank or credit
union, although not everyone qualifies for these offers. Sometimes dealers will
be able to secure a better rate than what a buyer has already been approved for
through another lender. Dealerships work with many lenders and have the ability,
on occasion, to greet a buyer back from a test drive with a lower rate. Since a
pre-approved loan agreement from a bank or credit union is not valid until a car
has been purchased, it is perfectly acceptable to not use the loan that was
secured beforehand in a situation like this.
Shop Online
Another option to consider when searching for auto loan financing is to shop for
loans online. Many websites will even allow you to compare loan terms side by
side.
To see a list of recommended lenders for a
[http://www.abcloanguide.com/autoloans.shtml] car finance company,
or for a [http://www.abcloanguide.com/badcreditcarloans.shtml] car loan
with bad credit and no down payment, visit ABC Loan Guide.
Article Source: [http://ezinearticles.com/?expert=Carrie_Reeder ] http://EzineArticles.com/?expert=Carrie_Reeder
[http://ezinearticles.com/?New-Vehicle-Finance:--Dealership-or-Your-Own-Bank?&id=205727 ] http://EzineArticles.com/?New-Vehicle-Finance:--Dealership-or-Your-Own-Bank?&id=205727
Wednesday, June 20, 2007
Vehicle Finance Loans
Title Loans Backed by Your Vehicle is a Good Instant Loan Option
By [http://ezinearticles.com/?expert=James_Taylor] James Taylor
Title loan is very famous among the residents of the UK as a loan for a short term. Add to this the instantaneous approval that borrowers can have, and title loans form the best available option.
A title loan is a secured loan with the title to the automobile serving as the collateral. The use of automobile as collateral is not limited to title loans itself. Many lenders accept the automobile as collateral to back the loan repayment. However, home reigns supreme in the preferred list of collaterals. Vehicle or automobile, which is considered a secondary asset in secured loans, is used specifically to back title loan repayments.
The loan provider retains the title to the vehicle and not the vehicle itself. The borrower thus has the freedom to use the vehicle in the manner he chooses, provided efforts are made continuously to keep the vehicle in good condition. A basic prerequisite for the loan is that the borrower must have a clear title to the loan. The borrower will be required to provide documents proving the ownership of the automobile at the time of approval of loans.
In regular loans, borrowers have to wait for several days for the loan to be approved. Title loans are different. Within 30 to 45 minutes of the application, you can find your title loan application fully processed. Thus, title loans are also used as instant loans.
Borrowers who are wearied of the large number of refusals will find title loans different. No credit check is required for the approval of
[http://www.chanceforloans.co.uk/secured_personal_loans.html style=text-decoration: none]
Title Loans. Bad credit people will find these loans especially helpful because it is only in this loan that they will not be treated on dissimilar terms. Bad credit scores owing to County Court Judgements, Individual Voluntary Arrangement, etc. do not count much in the approval process. Title loans have a sizable positive effect on the credit status of the borrower.
For approval of title loans, a borrower needs to present his/her pay stub, four personal references, and a verifiable address proof. As soon as these documents are presented, the loan can be sanctioned for use.
As mentioned above, title loan is a short-term loan. The term of repayment may be about a month. Similar to other short-term loans, the rate of interest chargeable is very high. The annual rate percentage counts up to 300% - 900%. This is an expensively high rate of interest.
Inability to pay the title loan in the month it is due, will require payment along with interest. In the subsequent month, the borrower will have to pay double the amount that was actually due, plus the interest for the first month. This is because interest in the second month costs equal to the actual amount.
There is a fear of being trapped in title loans because of such an expensive rate of interest. For instance, if the borrower fails to pay the title loan in the specified repayment period and the following months repayment burden doubles, the borrower will choose to repay only the interest. This means that the principal is again carried over to the next month. Once again, the borrower will accrue an interest equal to the principal. This becomes a vicious cycle, making it difficult for borrower to extricate him/her out of the quagmire.
Borrowers can however, minimise the drawbacks of the title loan by discussing in detail the entire methodology of title loans. The various issues involved in title loans must also be discussed, especially the provisions related to expensive rates of interests. Borrowers must decide accordingly if the urgency of the need is dire enough to accede to such higher rates of interest.
James Taylor holds a Master’s degree in Commerce from JNU he is working as financial consultant for chance for loans.To find a personal loan,bad credit loans that best suits your needs visit [http://www.chanceforloans.co.uk/ style=text-decoration: none]
[http://www.chanceforloans.co.uk] http://www.chanceforloans.co.uk
Article Source: [http://ezinearticles.com/?expert=James_Taylor ] http://EzineArticles.com/?expert=James_Taylor
[http://ezinearticles.com/?Title-Loans-Backed-by-Your-Vehicle-is-a-Good-Instant-Loan-Option&id=82058 ] http://EzineArticles.com/?Title-Loans-Backed-by-Your-Vehicle-is-a-Good-Instant-Loan-Option&id=82058
By [http://ezinearticles.com/?expert=James_Taylor] James Taylor
Title loan is very famous among the residents of the UK as a loan for a short term. Add to this the instantaneous approval that borrowers can have, and title loans form the best available option.
A title loan is a secured loan with the title to the automobile serving as the collateral. The use of automobile as collateral is not limited to title loans itself. Many lenders accept the automobile as collateral to back the loan repayment. However, home reigns supreme in the preferred list of collaterals. Vehicle or automobile, which is considered a secondary asset in secured loans, is used specifically to back title loan repayments.
The loan provider retains the title to the vehicle and not the vehicle itself. The borrower thus has the freedom to use the vehicle in the manner he chooses, provided efforts are made continuously to keep the vehicle in good condition. A basic prerequisite for the loan is that the borrower must have a clear title to the loan. The borrower will be required to provide documents proving the ownership of the automobile at the time of approval of loans.
In regular loans, borrowers have to wait for several days for the loan to be approved. Title loans are different. Within 30 to 45 minutes of the application, you can find your title loan application fully processed. Thus, title loans are also used as instant loans.
Borrowers who are wearied of the large number of refusals will find title loans different. No credit check is required for the approval of
[http://www.chanceforloans.co.uk/secured_personal_loans.html style=text-decoration: none]
Title Loans. Bad credit people will find these loans especially helpful because it is only in this loan that they will not be treated on dissimilar terms. Bad credit scores owing to County Court Judgements, Individual Voluntary Arrangement, etc. do not count much in the approval process. Title loans have a sizable positive effect on the credit status of the borrower.
For approval of title loans, a borrower needs to present his/her pay stub, four personal references, and a verifiable address proof. As soon as these documents are presented, the loan can be sanctioned for use.
As mentioned above, title loan is a short-term loan. The term of repayment may be about a month. Similar to other short-term loans, the rate of interest chargeable is very high. The annual rate percentage counts up to 300% - 900%. This is an expensively high rate of interest.
Inability to pay the title loan in the month it is due, will require payment along with interest. In the subsequent month, the borrower will have to pay double the amount that was actually due, plus the interest for the first month. This is because interest in the second month costs equal to the actual amount.
There is a fear of being trapped in title loans because of such an expensive rate of interest. For instance, if the borrower fails to pay the title loan in the specified repayment period and the following months repayment burden doubles, the borrower will choose to repay only the interest. This means that the principal is again carried over to the next month. Once again, the borrower will accrue an interest equal to the principal. This becomes a vicious cycle, making it difficult for borrower to extricate him/her out of the quagmire.
Borrowers can however, minimise the drawbacks of the title loan by discussing in detail the entire methodology of title loans. The various issues involved in title loans must also be discussed, especially the provisions related to expensive rates of interests. Borrowers must decide accordingly if the urgency of the need is dire enough to accede to such higher rates of interest.
James Taylor holds a Master’s degree in Commerce from JNU he is working as financial consultant for chance for loans.To find a personal loan,bad credit loans that best suits your needs visit [http://www.chanceforloans.co.uk/ style=text-decoration: none]
[http://www.chanceforloans.co.uk] http://www.chanceforloans.co.uk
Article Source: [http://ezinearticles.com/?expert=James_Taylor ] http://EzineArticles.com/?expert=James_Taylor
[http://ezinearticles.com/?Title-Loans-Backed-by-Your-Vehicle-is-a-Good-Instant-Loan-Option&id=82058 ] http://EzineArticles.com/?Title-Loans-Backed-by-Your-Vehicle-is-a-Good-Instant-Loan-Option&id=82058
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